Your bereavement letter pack

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Jurisdiction-appropriate letters for your nation.

12

letters included

£67

one-time

~10 mins

per letter

£0

exit fees charged

Your letter queue

Pay once to unlock all 12 letters

Bank / building society

Do first

Freeze accounts & cancel direct debits

Formally notifies the bank, freezes all accounts, cancels direct debits from date of death, requests balance for probate.

DWP

Legal deadline

Cancel state pension & benefits

Cancels pension and all DWP benefits from date of death. Prevents overpayments you would have to return.

Life insurance

Claim money

Submit bereavement claim

Formally submits the life insurance claim. Money comes back into the estate — often missed by families.

Workplace pension

Claim money

Notify & claim death benefits

Notifies pension provider and claims any beneficiary payment or death in service benefit.

HMRC

Week 2

Notify & request final tax calculation

Closes the tax record and requests a final P800 calculation. A refund may be due to the estate.

Energy supplier

Week 2

Close account & recover credit

Closes or transfers the energy account and reclaims any credit balance owed to the estate.

Broadband & TV

Week 2

Cancel contract — no exit fee

Providers cannot charge exit fees on bereavement. References Ofcom rules to ensure no penalty.

Car insurance

Week 2

Cancel policy & claim refund

Cancels the policy and claims a pro-rata refund on unused premium. Also transfers no-claims bonus.

Probate Registry

After bank

Grant of probate cover letter

The formal cover letter for your probate application. Required to release the estate if property is involved.

Local council

Week 3

Council tax exemption on property

Claims the 6-month council tax exemption on empty property. Often missed — worth up to £200.

Digital accounts

When ready

Apple, Google & social accounts

Closes or memorialises digital accounts. Recovers PayPal balances and Amazon gift cards.

Subscriptions & loyalty

When ready

Cancel memberships & recover points

Cancels Netflix, Spotify, gym etc. Recovers Avios and loyalty points — often worth hundreds.

12 letters — £67 one-time

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Gentlepass is a letter drafting assistance service. We are not a law firm and do not provide legal advice. Serving families across England, Wales, Scotland and Northern Ireland.